Cookie Policy

1. Introduction

This Cookie Policy explains how VIITPAY ("the Company", "we", "our", or "us") uses cookies and similar technologies when you visit or use our platform, website, or mobile applications ("Services").

By continuing to browse or use our Services, you agree to the use of cookies in accordance with this Policy, unless you adjust your browser or cookie settings to refuse them.

2. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, smartphone) when you access a website or application. Cookies allow us to recognize your device, remember your preferences, and enhance your overall user experience.

3. Types of Cookies We Use

We use the following categories of cookies:

• Strictly Necessary Cookies: Required for the basic operation of our Services, such as logging in, maintaining sessions, and security. These cannot be switched off in our systems.
• Functional Cookies: Enable enhanced functionality and personalization (e.g., remembering login details, language preferences).
• Performance & Analytics Cookies: Collect information about how users interact with our Services, such as which pages are visited most often. This helps us improve our platform's functionality and user experience.
• Advertising & Targeting Cookies: Used to deliver relevant adverts to you and measure the effectiveness of marketing campaigns. These may be set by us or third-party advertising partners.

4. Third-Party Cookies

We may allow third-party service providers, such as analytics and advertising partners, to set cookies on your device when you use our Services. These third parties may collect information about your online activities over time and across different websites and platforms. Examples include but are not limited to:

• Google Analytics (for usage statistics)
• Social Media Plugins (e.g., "like" or "share" buttons)
• Advertising Networks (for personalized ads)

5. How You Can Control Cookies

You have the right to accept or refuse cookies:

• Browser Settings: You can adjust your browser settings to block or delete cookies.
• Cookie Consent Tool: When you first visit our platform, we display a cookie banner allowing you to manage preferences.
• Opt-Out of Targeted Ads: You may opt out of interest-based advertising through industry tools (e.g., Digital Advertising Alliance).

Please note that disabling certain cookies may affect the functionality and features of our Services.

6. Legal Basis for Cookies

Under the Nigeria Data Protection Act General Application and Implementation Directive 2025 (GAID), Nigeria Data Protection Act, 2023 (NDPA), we use cookies based on:

• Consent: For non-essential cookies (e.g., analytics, marketing).
• Legitimate Interest: For essential cookies necessary to provide our Services securely.

7. Updates to This Cookie Policy

We may update this Policy from time to time to reflect changes in law, technology, or our practices. Updates will be posted on this page with a revised "Last Updated" date.

8. Contact Us

If you have any questions about our Cookie Policy, please contact us: