ViitPay: Your
Financial Home
The single digital wallet replacing cash and cards across the entire VITdaa ecosystem. Seamlessly pay for rides, food, shopping, and more.
Your Balances
One Wallet. Two Balances.
Unlimited Freedom.
Local and global money in one account. Switch instantly, spend globally.
Local Balance · NGN
Naira Wallet
₦0Available balance
Foreign Balance · USD
Dollar Wallet
$0.00Available balance
ViitPay Cards
Spend Anywhere
in the World
Virtual and physical cards. Zero forex fees on Elite. Contactless, ATM, POS, and online — everywhere.
ViitPay
•••• •••• •••• 3721
Premium
Joshua Adams
VISA
ViitPay
•••• •••• •••• 8834
Black
Joshua Adams
VISA
ViitPay
•••• •••• •••• 5045
Standard
Joshua Adams
VISA
Investments
Invest Beyond Stocks
Real assets. High-growth opportunities across Africa. Starting from ₦5,000.
Hotels & Resorts
Hospitality
Annual ROI
Property Projects
Real Estate
Annual ROI
Farm Funding
Agriculture
Annual ROI
Innovation Fund
Startups
Annual ROI
AI Financial Assistant
Understand Your Money
Like Never Before
Spending Breakdown
May 2026AI Insights
You spent 12% more on Lifestyle this month. Adjusting your budget.
Your savings are growing 2× faster than last quarter.
Portfolio up 8.4% — outperforming the market average.
Rent detected. Auto-categorized under Housing.
Savings Plans
Turn Savings into
Passive Income
Competitive interest rates. Smart automation. Start with as little as ₦1,000.
Flex Save
Annual Percentage Yield
Withdraw anytime. Your money, your rules.
Most Popular
Fixed Lock
Annual Percentage Yield
Lock for 30–90 days. Earn significantly more.
Earn Lock
Annual Percentage Yield
Long-term wealth building. Maximum returns.
Budget Tracker
Plan Every Naira
with Precision
Monthly automation, overspend alerts,
and financial discipline scoring.
Food & Dining
₦42,000 / ₦60,000
Rent
₦150,000 / ₦150,000
Transport
₦18,000 / ₦25,000
Lifestyle
₦62,000 / ₦60,000
Data & Airtime
₦8,000 / ₦12,000
Shopping
₦20,000 / ₦50,000
Download the App
Join 50,000+ global citizens building wealth on ViitPay.